Finance · Risk · Leadership

Building a career
in finance

Finance major with a Risk Management concentration at William Paterson University and CFA Level I candidate. Driven by markets, valuation and risk analysis, and hands-on leadership.

Get in Touch View Resume
Equity Research ETF Analysis Financial Modeling Portfolio Strategy Risk Management Microsoft Excel Consultative Sales Data Analysis Equity Research ETF Analysis Financial Modeling Portfolio Strategy Risk Management Microsoft Excel Consultative Sales Data Analysis
About

Where grit meets
ambition

I bring a unique combination of hands-on work ethic and analytical thinking to everything I do. As a former NCAA Division III football player and current General Laborer for the Village of Ridgewood, I've built a foundation of discipline, teamwork, and reliability that translates directly into the world of finance.

On the academic side, I'm concentrating in Risk Management and serve as Vice President of the Student Investment Club at William Paterson, where I build investment tools, lead ETF research, and deliver data-backed pitches. I'm drawn to the work of pricing risk — stress-testing assumptions, sizing downside, and connecting macroeconomic trends to actionable investment decisions.

I also teach. As a Technology Consultant with the Global Business Financial Institute, I design and lead student workshops in financial modeling, Excel, PowerPoint, and the Bloomberg Terminal, translating technical platforms into skills students can actually use in interviews and internships. I produce and edit the instructional videos behind those sessions and curate a learning library for the university's YouTube channel, so the training reaches students who can't make it into the room.

Kevin Heins
CFA
Level I Candidate — May 2027
SIE
FINRA — Passed July 2026
MOS
Excel Expert Certified
VP
Student Investment Club
Experience

Professional background

May 2026 — Present
Technology Consultant
Global Business Financial Institute — William Paterson University
Build advanced proficiency across Excel, PowerPoint, Word, and Tableau, then design and lead student workshops that translate technical tools into career-ready skills. Produce and edit instructional videos and curate a learning library for the university's YouTube channel, expanding access to technical training. Support Student Investment Club recruitment through promotional content, in-class presentations, and outreach to prospective guest speakers.
Technical Training Content Production Excel & Tableau
2025 — Present
Vice President
Student Investment Club — William Paterson University
Serve on the executive board, contributing to investment research, portfolio strategy discussions, and club operations. Conduct fundamental and quantitative analysis on global ETFs and thematic investment opportunities, presenting findings to club members. Developed a comprehensive Global ETF Scorecard application with multi-factor scoring across valuation, growth, yield, and strategic categories.
ETF Research Quantitative Analysis Risk & Portfolio Strategy
Oct 2025 — Present
General Laborer
Village of Ridgewood — Department of Public Works
Operate and maintain heavy equipment including roll-off trucks for large-scale municipal waste hauling and seasonal removal operations. Contribute to fleet maintenance for a 300+ vehicle portfolio, supporting asset lifecycle management and operational readiness. Participate in emergency response operations including snow removal, adapting to unpredictable scheduling and coordinating with cross-functional crews.
Asset Lifecycle Management Operations Cross-Functional Coordination
Jan 2019 — Oct 2025
Meat Cutter / Butcher, Delivery Driver, Stocker, Food Prep
Market Basket — Franklin Lakes, NJ
Drove incremental revenue through consultative selling, proactively recommending complementary products and premium cuts to increase average transaction value. Conducted regular inventory analysis to forecast demand, maintain optimal stock levels, and minimize shrinkage. Balanced multiple concurrent workflows under time pressure to meet client expectations and operational benchmarks.
Consultative Sales Inventory Management Demand Forecasting
Independent Work

Research & teaching

Equity Research Memo
Columbia Financial Thrift Conversion (CLBK)  ·  2026
Authored a valuation memo building pro forma tangible book value per share directly from the conversion prospectus. Framed the investment case around the offering's discount to peer valuations, working only from public filings.
Valuation Primary Filings
DCF Valuation Models
Discounted Cash Flow (FCFF)  ·  2026
Built interactive DCF models with sensitivity analysis to test how valuation responds to changes in growth, margin, and discount-rate assumptions — including a company-specific Apple build driven by reported fiscal-year actuals.
Financial Modeling Sensitivity Analysis
Student Workshops
Global Business Financial Institute  ·  2026 – Present
Design and lead workshops in financial modeling, Excel, PowerPoint, and Bloomberg for William Paterson students, plus the instructional video library that extends the same training to students learning remotely.
Teaching Curriculum Design
Education & Certifications

Academic foundation

B.S. Finance — Risk Management Concentration
William Paterson University  ·  2025 – 2028 (Expected)
Minor in Professional Sales
Student Investment Club — Vice President
NCAA Division III Football
Kean University  ·  2019 – 2020
Competed at the collegiate level while building discipline, time management, and leadership under high-pressure conditions before transferring to William Paterson.
Certifications
Industry & Technical Credentials
CFA Level I Candidate
CFA Institute · Sitting May 2027

FINRA Securities Industry Essentials (SIE)
Passed · July 2026

Microsoft Office Specialist: Excel Expert
Microsoft 365 Apps · Issued June 2026

Microsoft Office Specialist: PowerPoint Associate
Microsoft 365 Apps · Issued June 2026
Connect

Let's talk

I'm always open to connecting with professionals in finance, risk, and markets. Whether you're looking to discuss market trends, explore collaboration, or talk career opportunities — don't hesitate to reach out.

✉
Email
kevingheins@gmail.com
in
LinkedIn
Kevin Heins
Resume
↓ Download PDF